Why Hershey Homeowners Should Consider Sewer Backup Coverage
Living in Hershey comes with many perks, from its charming neighborhoods to its fun history. However, homeowners in the area face unique risks, including sewer backups. These messy and costly incidents can happen unexpectedly, especially in older neighborhoods with aging infrastructure. Adding sewer backup coverage to your home insurance policy can save you from significant financial and emotional stress.
What Causes Sewer Backups?
Sewer backups can occur for several reasons, including heavy rainfall, clogged pipes, or tree roots invading underground lines. In Hershey, older homes are particularly vulnerable due to aging plumbing systems. Additionally, Pennsylvania’s seasonal storms can overwhelm municipal sewer systems, increasing the risk of backups into residential properties.
What Does Sewer Backup Coverage Include?
Standard home insurance policies typically don’t cover damage caused by sewer backups. However, adding sewer backup coverage to your policy ensures protection for:
- Damage to Your Home: Covers repairs to floors, walls, and electrical systems affected by sewage overflow.
- Replacement of Personal Property: Provides compensation for furniture, appliances, and other belongings damaged by contaminated water.
- Cleanup Costs: Helps cover the cost of professional cleaning and sanitization services to restore your home.
Why Hershey Homeowners Should Act Now
Hershey’s older neighborhoods and seasonal weather patterns make sewer backups a real concern for local homeowners. Partnering with a local agency like IBA Insurance ensures you get the coverage you need to protect your home and belongings. Local experts understand the specific risks in Hershey and can help you customize your policy to include sewer backup coverage.
Protect Your Home from Unexpected Damage
Sewer backups are unpleasant, but the right insurance coverage can make recovery much easier. At IBA Insurance, we’re here to help Hershey homeowners find the right policies to safeguard their homes. Contact us today to learn more about adding sewer backup coverage to your home insurance policy!
