{"id":34,"date":"2026-07-31T11:08:49","date_gmt":"2026-07-31T17:08:49","guid":{"rendered":"https:\/\/www.myibainsurance.com\/blog\/?p=34"},"modified":"2026-07-27T11:35:37","modified_gmt":"2026-07-27T17:35:37","slug":"why-pennsylvania-has-one-of-the-highest-deer-collision-rates-in-the-country","status":"publish","type":"post","link":"https:\/\/www.myibainsurance.com\/blog\/why-pennsylvania-has-one-of-the-highest-deer-collision-rates-in-the-country\/","title":{"rendered":"Why Pennsylvania Has One of the Highest Deer Collision Rates in the Country"},"content":{"rendered":"

Central Pennsylvania’s mix of farmland, wooded areas, and winding country roads makes it one of the more scenic places to drive in the state. It also makes it one of the more deer-heavy places to drive, and that reputation isn’t just anecdotal. Pennsylvania consistently ranks among the top states nationally for deer-related vehicle collisions, and Hershey’s surrounding rural roads see their fair share.<\/p>\n

Why This Region Sees So Many Deer Collisions<\/h2>\n

The combination of agricultural land, forested areas, and suburban development creates ideal deer habitat right alongside daily commuter routes. Add in fall mating season and the shorter daylight hours that push more deer movement into dawn and dusk commute times, and you’ve got a recipe for frequent close calls, and actual collisions.<\/p>\n

What Actually Happens to Your Coverage After a Deer Strike<\/h2>\n

Here’s the detail that surprises a lot of Hershey drivers: hitting a deer is typically classified as a comprehensive claim, not a collision claim. That distinction matters because comprehensive coverage handles non-collision events like animal strikes, falling branches, and weather damage, while collision coverage is reserved for accidents involving another vehicle or object you actually steer into.<\/p>\n

Why This Distinction Actually Helps You<\/h2>\n